Even though a lot of issues can be dealt with online, a work accident is sure to prompt a load of documents. Many of these documents are important to your claim and it pays to know what they mean. Below, learn about what to expect by reviewing some common documents after a work injury.

Benefits to Expect

Workers' compensation insurance usually covers the hurt worker's medical expenses in full. Be sure you tell the medical staff and the doctor that your injury is a workers' compensation situation. That way, you won't be charged. Keep all your medical documents, receipts, diagnostic results, etc. in a safe place. Every medically related document is important to your workers' compensation claim.

If the doctor orders you to stay home because of your injury, you may be entitled to disability wages. This form of payment is only a portion of your usual pay, however. Keep up with your disability pay statements and paperwork because it shows how long you have been ordered to stay away from work.

File a Claim Form

You cannot be paid benefits unless you file a workers' compensation claim form. In some states, the claim form is the responsibility of the employer, and in some cases, it must be filled out by the employee. You will also need to officially inform your supervisor of your injury as soon as possible. Before the claim form is submitted, check it over for errors. Check for mistakes with details like times, dates, and witnesses' names. Don't leave any lines blank. Once you sign the form, keep a copy for your records.

As the Claim Processes

You may encounter problems with your workers' compensation claim. Follow up with the carrier if they need more information. If you speak to a claims representative on the phone, make notes about the call, including the time, date, who you spoke to, and the details of the call.

Some hurt workers are also contacted by their employers during the claim process. In some cases, your employer will phone you to check on your medical status. You may even be visited at your home by someone from your place of employment. Keep in mind that your doctor and the insurers oversee your case, and you don't need to discuss the details of anything with your employer.

When Problems Happen

If you run into problems with your claim or benefits, you might need additional legal support. Workers' compensation insurance can be unfairly denied to those who need the benefits. If you are running into walls as you try to obtain benefits, you might need the help of a workers' compensation lawyer.